AML & Regulatory Compliance.
goAML FIU platform integration, statutory EWRA models, KYC/CDD framework design, and DNFBP inspection defense for UAE commercial enterprises.
AML & Compliance Practice Matrix
goAML Portal Registration & Reporting Architecture
DNFBPs (Real Estate, Corporate Service Providers, Auditors, Precious Metals)End-to-end setup and regulatory filings on the UAE Financial Intelligence Unit (FIU) goAML system.
AML/CFT Policy Framework & Compliance Manual
Mainland & Free Zone commercial entitiesBespoke institutional AML/CFT policy documentation aligned with UAE regulatory mandates.
Enterprise Risk Assessment (EWRA) & Customer Due Diligence (CDD)
High-volume commercial trading firmsComprehensive financial crime risk profiling, KYC onboarding, and Enhanced Due Diligence (EDD).
Sanctions Screening & UBO Registry Compliance
All UAE Mainland and Free Zone registered entitiesReal-time UAE Local Terrorist List & UN Security Council sanctions screening with UBO registry filings.
Independent AML Audit & Ministry Inspection Defense
Entities under active regulatory scrutiny or audit noticeIndependent statutory AML audits, mock inspections, and regulatory response management.
UAE Anti-Money Laundering Regulatory Governance
Full alignment with Ministry of Economy (MoE) supervisory directives, Executive Office for Control & Non-Proliferation (EOCN), and UAE Financial Intelligence Unit (FIU) mandates.
Executive Regulations under Cabinet Decision No. 10 of 2019 governing all UAE commercial entities and DNFBPs.
Mandatory STR, SAR, and DNFBP compliance architecture connected directly to the Financial Intelligence Unit.
Proactive mock audits and policy formulation insulating your business from severe administrative sanctions.
UAE AML & DNFBP Compliance Inquiries
Who qualifies as a Designated Non-Financial Business or Profession (DNFBP) in the UAE?
Under Federal Decree-Law No. 20 of 2018, DNFBPs include real estate brokers and developers, dealers in precious metals and stones, independent auditors and accounting firms, corporate service providers, and legal practitioners when conducting specified financial or property transactions.
What are the penalties for failure to register on the FIU goAML system?
The UAE Ministry of Economy and licensing authorities enforce administrative penalties ranging from AED 50,000 up to AED 5,000,000 for failure to register on goAML, failure to appoint a compliance officer, or failure to file Suspicious Transaction Reports (STRs). Severe non-compliance can also result in commercial license suspension.
How often must UAE entities conduct an Enterprise-Wide Risk Assessment (EWRA)?
Regulated entities are required to conduct and document a comprehensive EWRA annually, or immediately following material changes to their business model, client jurisdictions, service delivery channels, or GCC regulatory guidelines.
Facing an AML audit or need urgent goAML registration?
Our AML advisory team reviews control gaps, supports applicable registrations and helps businesses prepare the records needed for regulatory inspections.